Your College Student Insurance
Insurance When College is preparing to send your child to college , be sure to review their insurance . Will be moved to the dorm or apartment , it 's a good idea to take inventory of the property .
Insurance companies consider the residents of the house of the parents of college students living temporarily in another place . If you are living in a dorm is usually the homeowners insurance will cover . The content of the dorm room, they are " private property located off premises " score. Liability limits on your homeowners policy will be the same , but your personal belongings cover 10% of the total property ( the rules vary by the insurer ) can be restricted to . Add up to the value of the property ,
and your coverage is enough ... This includes expensive computer systems and other electronics can be sure that if you want to get some extra coverage .
If you are living off-campus apartment with a monthly rent of 12 students home insurance policy may not cover . In this case , contact your insurance representative how the insurance Advisors . In addition , if one of the restrictions on foreign ... Some companies , such as Chubb and West Bend is surrounded on the question in the world , but not in some others .
Car without auto insurance even if your child is going away to college , please . Your students in more than 100 or 150 miles away from home , going to school , and do not buy a car , you can get a large discount on auto insurance premiums , but when it comes to your home for your kids holidays and vacations are still covered . If a car to school , park the vehicle insurance premiums will rise or fall in the college, depending on the location and how many can claim that the insurer had to pay the same area . Either way , many insurance companies at least a B average student , if exemptions continue on car insurance .